Loan Origination OS Case Study | Finance Automation

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Loan Origination & Underwriting OS

End-to-end loan processing automation from application intake through underwriting and closing.

This Finance AI automation case study explores Loan Origination & Underwriting OS. Tags: Finance, Document Processing, Workflow Automation, AI Implementation, OpenAI, Make.com, Retool, AI Automation.

-60%

Time to Close

Automated

Document Collection

+25%

Underwriting Accuracy

Overview

A lending company needed to streamline loan origination from application through closing. Manual document collection and underwriting were causing 3-week delays. The automated system reduced time-to-close by 60%.

Challenges

1

Manual document collection via email

2

Inconsistent underwriting decisions

3

Long time-to-close

4

No visibility into pipeline status

5

Compliance documentation scattered

What We Delivered

Self-service borrower portal

AI document extraction (pay stubs, tax returns, bank statements)

Automated credit and income verification

Underwriting decision engine with rule-based scoring

Pipeline dashboard with stage tracking

Compliance document generation

Tech Stack

Custom loan portal, OpenAI for document extraction, Make.com, Plaid, Retool, PostgreSQL

Tags

FinanceDocument ProcessingWorkflow AutomationAI ImplementationOpenAIMake.comRetoolAI Automation

Results

-60%

Time to Close

Automated

Document Collection

+25%

Underwriting Accuracy

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